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Home » Santa Clarita News » Arif Halaby – Total Financial Solutions

Arif Halaby – Total Financial Solutions

Editorial: Why Most People Should Never Retire

Santa Clarita Economy News

By: Arif Halaby | Total Financial Solutions When we think of retiring, it often conjures up images of sitting on a porch, maybe in a rocking chair or a chair swing.  Maybe for some, it is a day of sleeping in then drinking their tea or coffee by a fireplace. We think this gives us a sense of achievement or ...

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Editorial: Laying Down The Law, With Your College Grad’s Finances

Editorial - Santa Clarita News

By: Arif Halaby | Total Financial Solutions When the day comes that you receive that phone call that your son or daughter is returning home after graduating college and having to deal with college grad’s finances, how are you going to feel?  For some relationships, having each other close is “a dream come true”.  For others, it could be a ...

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Are You Making These Common “Life Insurance” Mistakes?

Santa Clarita Economy News

By: Arif Halaby | Total Financial Solutions When selecting the correct type life insurance policy for your family, people often forget about these three things. “Why am I buying Life Insurance?” Life Insurance is commonly used to help your family replace your income, pay off a house or pay off a large tax bill. Insurance has many other uses including ...

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Does It Make Sense For You To Roll Over Your 401K?

Does It Make Sense For You To Roll Over Your 401K?

By Arif Halaby Have you left a company where you had a retirement plan, let’s say a 401k, and are wondering what your options are after you have left that job? You may be asking yourself if you should you leave it, cash it out, roll it over to your own Individual Retirement Account, or maybe even put it into ...

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The Credit Score System, Understanding The Game

BY C. Crudele The best way to understanding the credit score system is to look at it like a game.  Like any game, know what your objective is (like getting the ball in the basket), the rules, and most importantly what are the penalties. Creditors created this game, with the objective to make more money. We play, hoping to stretch our ...

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Editorial: Insurance Basics Everyone Should Know

Editorial: Insurance Basics Everyone Should Know

By Arif M. Halaby, President & CEO of Total Financial Solutions, Inc. Everyone needs some type of insurance some time. Whether you own a car, a home, or have loved ones you want to provide for after you’re gone, there are certain basics that you should know before you shop for insurance. Don’t miss a thing. Get breaking Santa Clarita ...

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