Total Financial Solutions President/CEO Arif Halaby is asking the question, can you retire on $1 million? And his answer is, usually, yes. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “I want you to think about yourself in such a way as, how do you build the idea to never run out of money?” ...

Total Financial Solutions President/CEO Arif Halaby believes that now could be the right time to convert your traditional pre-tax IRA to a post-tax Roth IRA due to taxes reaching historic lows. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “It might be just the right time for you to do something called a conversion,” ...

Total Financial Solutions President/CEO Arif Halaby is talking about the current state of the economy, and what he believes it means for your future retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. The first aspect of the economy Halaby examined during the latest “Total Financial Solutions Safer Money Hour” was the social security ...

Total Financial Solutions President/CEO Arif Halaby is talking about the benefits of a Roth IRA or Roth 401(k) versus more traditional retirement accounts. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. While a traditional IRA or 401(k) is typically a pre-tax account, meaning that you get a tax break on the funds now but ...

Total Financial Solutions President/CEO Arif Halaby is offering a simple way of figuring out just how much money you will likely need in order to retire. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “For a lot of folks, you think you need this elaborate financial plan,” said Halaby, a Certified Estate Planner. “If ...

Total Financial Solutions President/CEO Arif Halaby is talking about a few practical things he believes you should consider before deciding where you want to retire. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “It could be here, of course, in Santa Clarita or California. It could be anywhere,” said Halaby, a Certified Estate Planner. ...

Total Financial Solutions President/CEO Arif Halaby is talking about how people are using a variety of trust accounts to their benefit when it comes to SALT, or state and local tax, deductions. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “What is the SALT deduction, and how are people finding a creative way around ...

At Total Financial Solutions, President/CEO Arif Halaby believes that if parents decide to leave an inheritance for their children after they pass away, there’s one thing they should always do first. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “If your goal is to give your kids a head start in life, then consider ...

During the latest “Total Financial Solutions Safer Money Hour” on KHTS, Host Arif Halaby offered the community an easy way of determining where you are in the “financial race,” and if you’ve finished running without even realizing it. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “For a lot of people, you take risks ...

Arif Halaby, the president and CEO of Total Financial Solutions, noted that a major mistake those planning for retirement tend to repeatedly make is not understanding the fees and hidden costs attached to their accounts. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “One of the biggest mistakes that we see time and time ...