Despite all of the focus on health insurance issues by our government, costs continue to rise.  Whether you are a small business, family, or individual, you probably feel the cost of your current health insurance program is too high.  In fact, you may be thinking about cancelling your   policy.  Going without health insurance may seem like the only option, however, you could be financially devastated if you were hospitalized for any reason.

At Jon Gardner Insurance and Financial Services, they show their clients how to use deductibles to reduce their health insurance costs.  For people who do not see a doctor often, a higher deductible is an effective way to save hundreds of dollars per month depending on the insurance program you currently have.  Depending on the deductible you select, you may be eligible for a Health Savings Account (HSA).  HSAs provide you with an opportunity to save money on a tax-deferred basis to pay any deductibles or other medical expenses (e.g. dental, vision, chiropractic, etc…) that may not be covered by your health insurance.

Each of the major carriers offers an array of high deductible plans.  At Jon Gardner Insurance and Financial Services, they provide you with side-by-side quotes from over 80 insurance plans and then help determine which is the best plan for you or your business.  They offer plans from the major carriers including:  Anthem Blue Cross, Blue Shield, Health Net, Aetna, Kaiser, and PacifiCare.   Jon Gardner Insurance and Financial Services has received numerous awards and was named the SCV Small Business of the Year by the Santa Clarita Chamber of Commerce in 2005 for their service and community leadership.  Let them review your health insurance program and determine if there is an opportunity to help you save money.

Visit Jon Gardner’s main page.