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Home » Podcasts » Senior Hour – January 23, 2013

Senior Hour – January 23, 2013

Hosts: Dr. Gene Dorio and Barbara Cochran

Guest: Airf Halaby of Total Financial Solutions – Topic: New tax and retirement laws and how it affects our seniors;

Guests: Judy Penman, Sandy Risdon and Robert Hill from the Center of Health Care Rights – Topic: HI-CAP Health Insurance Counseling and Advocacy.

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Senior Hour on January 23, 2013

Listen to all The Senior Hour Podcasts here!

Arif Halaby is the owner of Total Financial Solutions and hosts Total Financial Solutions Safer Money Hour which airs Tuesday’s from Noon to 2 p.m.

At Total Financial Solutions, Inc. we want to help you manage money, get out of debt, and save for retirement. We want to build an integrated financial overview for you and your family that is specific to your goals and aspirations.  Whether we are working with your entire financial portfolio or one aspect of it, we are committed to treating every client with the same importance.

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Save Money

Today we live in a world with a “buy now and pay later” mindset. Unfortunately for some people, they’re not in the financial position they thought they would be in when later does come. This means what you have bought now can take several more months or years to pay off due to the accumulated interest. Total Financial Solutions can help solve this connundrum.

Get out of Debt

Is debt good or bad? It depends. Debt in and of itself is not inherently bad.  Debt is a tool; how it is used and the purpose for which it is acquired determines whether it is good or bad. When used properly debt can provide a multitude of opportunities; if used unwisely, it can be overwhelming. Total Financial Solutions can teach you about good and bad debt and help you with our debt decisions.

Plan for Retirement

Whether your retirement is years away or quickly approaching, the sooner you start saving for retirement, the sooner you will be able to reach or exceed your retirement goals. However, the longer you wait, the more limited your choices become. Regardless of your current stage in life, now is the perfect time to start planning for retirement and we can help.


Get all the information you need of The Senior Hour here!

 Full list of the KHTS Podcasts!

Senior Hour – January 23, 2013

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About Kyle Jellings

Kyle Jellings grew up in the Santa Clarita Valley and graduated from Canyon High School in 2004. Following his high school career he spent three years at College of the Canyons where he graduated with his Associate's Degree. Kyle then traveled to Utah where he obtained his Bachelor's Degree in Communication: Journalism emphasis from Utah Valley University. While in Utah, Kyle had the opportunity to do many different internships which included a Production Assistant at ESPN 700 and a Media Relations Assistant with the 2009 MLS Cup Champions Real Salt Lake. Kyle was married to his wife Paola in 2008 and they had their first child, Calvin, in August of 2010. When Kyle is not at KHTS he enjoys spending time with his family and being involved in sports in any way.