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Home » Podcasts » Total Financial Safer Money Hour – October 29, 2013

Total Financial Safer Money Hour – October 29, 2013


Host: Arif Halaby

Guest: Mark Murphy

Hour #1- Budgeting

Hour #2- Unplanned Expenses

Right Click Here To Download Hour 1!

Right Click Here To Download Hour 2!

Click Here To Listen To Hour 1!

Click Here To Listen To Hour 2!

Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Total Financial Solutions Safer Money Hour With Arif Halaby – 10-29-13

Hour 1

On todays show Arif and Mark talk about budgeting and how to budget your money correctly. Afrif gets into handling your credit card correctly and spending wisely. He also tells us a story of how he recently had someone try to use his credit card without him knowing. Arif gets into having extra spending cash on you for emergencies. You never know when you will need some extra spending cash for gas or food. Arif talks about how it doesn’t matter how much money you have, time is your most precious resource. To wrap up the first hour we will go over the 5 big mistakes most people make. Number 1 being “Not tracking your actual expenses” number two “Neglecting emergency planning” number 3 “Forgetting to allow for non-recurring expenses” number 4 “Not expecting the really bad stuff” and number 5 “Not budgeting your top resource: Time”.

Hour 2

On the second hour of today’s show Arif and Mark get into the challenges of paying for emergencies. meaning paying any unplanned expenses. Unplanned expenses are going to happen, but are you prepared? Arif and Mark get into paying your car loan and paying interest on your car loan. They also talk about having two jobs or even having three jobs in todays economy.

Check out the KHTS podcast to listen to the whole show!

Total Financial Solutions Safer Money Hour, with host Arif Halaby, every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Get all the information you need about Total Financial Solutions Safer Money Hour here.

Full list of the KHTS Podcasts!

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Source: Santa Clarita Podcasts


Total Financial Safer Money Hour – October 29, 2013

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About Kyle Jellings

Kyle Jellings grew up in the Santa Clarita Valley and graduated from Canyon High School in 2004. Following his high school career he spent three years at College of the Canyons where he graduated with his Associate's Degree. Kyle then traveled to Utah where he obtained his Bachelor's Degree in Communication: Journalism emphasis from Utah Valley University. While in Utah, Kyle had the opportunity to do many different internships which included a Production Assistant at ESPN 700 and a Media Relations Assistant with the 2009 MLS Cup Champions Real Salt Lake. Kyle was married to his wife Paola in 2008 and they had their first child, Calvin, in August of 2010. When Kyle is not at KHTS he enjoys spending time with his family and being involved in sports in any way.
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