Host: Arif Halaby

Hour #1 – Your Kids Credit, Some Advice For Your Kids

Hour #2 –  Kids In College

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Right Click Here To Download Hour 2!

Click Here To Listen To Hour 1!

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Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Total Financial Solutions Safer Money Hour With Arif Halaby – 8/2/14

Hour 1 – Arif started out his most recent edition of the Total Financial Solutions Safer Money Hour talking to us about some tips about creating good credit for your children. There are a few reasons that most parents will agree to get their kids some plastic, they include building Credit. The biggest reason most parents will help their children with a first credit card is the desire to help them “build credit.” While establishing a credit history is a valid reason, it’s definitely not the most important reason. Creating Healthy Habits, teaching your children good habits and a healthy mindset with their credit cards while your children are still in a position to listen is the single biggest reason to get them a card while they’re still under your roof. The best time to put a card in your children’s wallets is in high school; however, instead of a credit card, start them with a debit card that deducts the money directly from a bank account. Whether it’s weekly allowance or a paycheck from their first jobs, they’ll get used to the responsibility of carrying a card and not buying more than they can afford to pay for. To avoid overdraft fees, consider using an account that offers overdraft protection or help them with a system to track their spending as they go.

Hour 2 – Arif opens his final one hour segment of the day talking about getting out of your college debt. He talks to us about what is the best way to create funds for your children for college.

Check out the KHTS podcast to listen to the whole show!

Total Financial Solutions Safer Money Hour, with host Arif Halaby, every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Get all the information you need about Total Financial Solutions Safer Money Hour here.

Full list of the KHTS Podcasts!

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