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Total Financial Podcast

Financial Literacy – September 26, 2017

Hosts: Arif Halaby & Jeff Girard

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Topic: Financial Literacy

Total Financial Solutions Safer Money Hour  – September 26, 2017

Segment 1 – Financial Literacy

“I read a book called Rich Dad, Poor Dad and it changed my life.” – Arif Halaby

“Today pensions are under pressure more than ever.” – Arif Halaby

Segment 2 – Burial Insurance

“Burial insurance is life insurance.” – Arif Halaby

“You want to have freedom … the freedom to make a choice at a certain time.” – Jeff Girard

Burial insurance” usually refers to a whole life insurance policy with a death benefit of from $5,000 to $25,000. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members.

More on Arif and Total Financial Solutions:

Arif M Halaby has dedicated his life to protecting people. He has transitioned from nearly 11 years of service with the Los Angeles Police Department to help people protect and preserve their hard-earned assets through his financial services company, Total Financial Solutions, Inc.

Arif Halaby –  Host of Total Financial Solutions Safer Money Hour

Arif’s focus and mission is to help people save money, get out of debt, and prepare for retirement.

Arif has helped families with retirement income planning since 1996 and is President and CEO of Total Financial Solutions, Inc.

He is insurance licensed in 14 states and specializes in retirement strategies.

He also holds the designation of CEP as a Certified Estate Planner in CA.
His passion for education resulted in the formation of Total Money School in 2002. He has taught financial principles as a guest speaker throughout the community at various schools, PTA events, and numerous companies through Total Money School’s Lunch-n-Learn program.

Financial Literacy – September 26, 2017

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About Cody Como

Cody Como has been a member of the KHTS Staff since March 2016. After beginning as a web intern he was promoted to a Staff Writer in the fall of 2016. As a member of the KHTS News Team he has covered local events ranging from Six Flags Ride Openings and School STEAM Fairs to Brush Fires and Floods. A Graduate of West Ranch High School in Stevenson Ranch, Cody is a near lifelong resident of the Santa Clarita Valley. As a member of the production team Cody works to help bring some of the great KHTS On Air Programming to residents.