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Total Financial Solutions Safer Money Hour – December 2, 2014

– Host: Arif Halaby

Hour #1 – Choosing Your Budget Wisely

Hour #2 – Retiring/IRA

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Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Total Financial Solutions Safer Money Hour With Arif Halaby – December 2, 2014

 

Hour 1 – Stretch your budgets wisely. “You can buy iPhone 4’s, that used to be hundreds, now for only $1”. So keep your priorities in the right order, and do not abuse your credit or debit cards. Credit and debit cards do come with consequences.

Tip #1. Create 2 debit card accounts and keep one for spending on things such as coffee, and a separate one for paying bills. So your “coffee card” will have far less money on it in comparison to the “bill card”.

 

Hour 2 -An IRA is typically used by most people as an account for retirement savings; however, you can only put in so much money per year. When you pay off all of your taxes as well, you gain even more strength with retiring.

Despite having to invest in an IRA account, it is far better for young adults to rent a home rather than purchase. If the young adult is working as they should be, it can be wise to live at home with their parents for a cheap price so they can pay for their own goods while they’re able to save up for future investments.

 

 

Check out the KHTS podcast to listen to the whole show!

 

Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

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Total Financial Solutions Safer Money Hour – December 2, 2014

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As Santa Clarita’s only local radio station, KHTS FM 98.1 & AM 1220 mixes in a combination of news, traffic, sports, along with your favorite adult contemporary hits by artists such as Rob Thomas, Taylor Swift, Katy Perry and Maroon 5. We are vibrant member of the Santa Clarita community. Our broadcast signal reaches all of the Santa Clarita Valley and parts of the high desert communities located in the Antelope Valley. We stream our talk shows over the web, reaching a potentially worldwide audience.