Santa Clarita realtor Rich Szerman of Alta Realty Group strives to empower homeowners to fight against big banks attempting to take their homes by providing free foreclosure defense services.

“They need to know that you’re not the wounded antelope at the end of the pack that they’re just going to be able to pick off,” Szerman said. “Most people just roll over … because most people don’t think they have the wherewithal to go toe to toe with (a bank).”  

Szerman noted the key to success when it comes to preventing a foreclosure from moving forward is to join forces against the bank and “put their debt under threat.”

Related: Santa Clarita Realtor Fighting For Family Of 5 Being Forced Out Of Home By FCI

“Our clients know right away that they are not alone,” he said. “You make it clear to (the bank) that your client now is aware of their rights, they’re aware of their abilities, they’re aware of how the system works and they weren’t yesterday, that kind of thing, and the bank understands that you are not the easy target. This is not the easy score they thought it was. When you change that thinking both for the client and for the bank, a world of options open up for you.”

In recent months, the number of “Notice of Defaults” issued by banks — which signifies the beginning of the foreclosure process — has increased a whopping 23 percent, according to Szerman.

And despite what some people may think, and what the banks typically want people to think, Szerman emphasized that it usually isn’t the homeowners “fault” if they find themselves suddenly facing a foreclosure.

“It’s usually a series of disasters that have kind of led them to this position,” he said. “It’s usually not their fault, their bad decision-making or anything of the kind that the bank would like you to think. It’s simply circumstance. Life happens to all of us, for good or for ill, it just happens.”

Szerman continued, “There are going to be disasters. The question is: how do you deal with it? And that’s where we come in to help, because people are so poorly educated on this topic, because the banks don’t want you to be… We get into this fight, we get into it all the time. We win a lot more than we lose, and we’re good at this.”

Rich Szerman of Alta Realty Group is a Santa Clarita realtor who offers several innovative programs that help clients buy a house, sell a house, and even save a house from foreclosure. The Rental Rebate Program gives clients back 10 percent of the rent that they’ve paid to go toward buying a house. The Resale Renovation Program gives clients money to fix up their house so it can be sold at a higher list price. The free Loan Modification Program helps clients at risk of foreclosure save their home by obtaining a loan modification. Not your average realtor in Santa Clarita, Rich Szerman answers phone calls and text messages 24 hours a day, and can be reached by email as well. 

Rich Szerman, Alta Realty Group

27451 Tourney Road, Suite 140

Santa Clarita, CA 91355

661-714-1400

RichSzerman@Gmail.com

Rich Szerman of Alta Realty Group, Santa Clarita

https://www.youtube.com/watch?v=JTerC3VXJRg&t=673s

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