Total Financial Solutions President/CEO Arif Halaby is offering three tips for managing your money to help set yourself up for financial success now and in retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. The first thing Halaby, a Certified Estate Planner, recommends is tracking your cash flow, which means paying attention to what ...

Total Financial Solutions President and CEO Arif Halaby believes that those planning for their retirement should never rely on social security by itself due to serious problems with the system. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. In 2017, 62 million Americans received some sort of social security benefits, resulting in $955 billion ...

Total Financial Solutions President/CEO Arif Halaby recently offered his insights on how he believes God relates to your finances during KHTS Radio’s “Total Financial Solutions Safer Money Hour.” Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Halaby, a Certified Estate Planner, was joined by Barak Lurie, author of the recently released “Atheism Kills: The ...

The president and CEO of Total Financial Solutions believes that getting life insurance for yourself and your spouse should be considered a moral obligation to the entire family. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “Make sure that you properly insure your family,” said Arif Halaby, a Certified Estate Planner. “I think there ...

Total Financial Solutions staff are getting ready to collect donations for care packages in partnership with the nonprofit “For The Troops” at Light Up Main Street 2017 on Saturday. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “When we say future, what does that mean to you? It means the chance for you to… ...

Total Financial Solutions President and CEO Arif Halaby recommends putting money aside for health care costs during retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. After sharing his new yearly out-of-pocket deductible rate, which doubled recently, Halaby urges people planning for retirement to consider starting a health savings account. Health savings accounts can allow someone who ...

Total Financial Solutions President and CEO Arif Halaby is advising small business owners to take care of themselves and their families by planning for retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Halaby, a Certified Estate Planner, noted that whether you own a corporation or a sole proprietorship, there are retirement options to ...

The president and CEO of Total Financial Solutions recommends planning to have three to five sources of income in retirement as a safer approach to having diversified income. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Arif Halaby, a Certified Estate Planner, and Jeff Girard, Halaby’s co-host on “Total Financial Solutions Safer Money Hour,” noted that ...

Total Financial Solutions President and CEO Arif Halaby recommends most people expecting a pension plan on only receiving 75 percent of the monthly payout they were promised. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. With more and more defaults occurring in the pension system among not only small organizations and municipalities, but large scale corporations ...

At Total Financial Solutions, president and CEO Arif Halaby is reminding the community about the importance of planning for required minimum distributions in retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Many people use retirement accounts like a 401(k) or IRA that allow them to put off paying income taxes on these funds, but it is ...