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Life Insurance

Answers To Personal Finance FAQs

Finance

What kinds of questions do financial professionals hear the most? The list changes from year to year, but the following five are usually ranked high on the roster. What Does It Take to Qualify for a Mortgage? The short answer is decent credit. The detailed version includes a few other factors. Those who get approved for home loans tend to ...

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The Different Types Of Insurance And Why It’s Useful

Family Life

Insurance is any system that provides protection against uncertain losses. There are different types of insurance and they’re each useful in their own way for the people who need them. An insurance policy can be highly specific or cover general categories of risk. It’s important to take a look at your needs and habits in order to find the insurance ...

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How Much Life Insurance Should You Carry?

Insurance

This can be a very loaded question because every person will have unique needs. Depending on your yearly wages, housing situation, bills, family, and even the decision of leaving some extra for family members to live on. All these are questions that you will need to personally answer before even beginning to investigate getting a policy. There are a couple ...

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Can Outstanding Loans Complicate Your Insurance Deals?

Sign Contract

Whether it’s auto insurance or life insurance, insurance surely gives you a way to stay safe and prepared for unforeseen circumstances. No one wants to be caught hands down. With insurance, you’ll be protecting yourself and your family from impromptu financial burdens. There are a number of factors that insurers will be looking closely at when handing out their insurance ...

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How To Choose The Right Type Of Life Insurance For You

Family on the beach

Life insurance is a deal between an insurance provider and yourself in which you choose to pay a premium in exchange for the promise of the insurance company to pay a fixed sum of money to the people of your choice on your death. Buying life insurance is one of the most critical financial choices you make. Not only can ...

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Can Viaticals Be Used For Travel?

Life insurance policies have a cash value. Individuals who need funds or who no longer need the insurance policy can opt to receive the cash value instead of leaving the policy for beneficiaries to claim after their death. Policyholders can also sell their policy to receive a life settlement. Life settlements pay more than the cash value of the policy, ...

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3 Reasons You Should Buy Life Insurance Online Today

Online Insurance

Do you have life insurance, or have you been contemplating whether or not you need coverage? Some people, especially those who are single and childless, don’t think they need any type of insurance to cover the cost of their death. But life insurance is not solely for funeral expenses; it can be used to alleviate the burden of debt that ...

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Can You Consider Life Insurance As An Investment?

Piggy Bank

Are you thinking about buying life insurance for yourself, but struggling to see the need for it? Do you consider this type of insurance to be a waste of money? Life insurance can be an investment if it is done at the right time at the right rate. The unfortunate reality of life is that at some point, we will ...

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Factors To Consider In Choosing A Life Settlement Provider

Couple Walking

If you’re a senior citizen, you might notice that a life insurance policy no longer suits your needs and is costing you a king’s ransom. Oftentimes, the high premiums you pay on insurance, the onset of retirement and/or an emergency situation have people seeking something more rewarding. What is a life settlement? A life settlement is the sale of an ...

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How To Get Life Insurance ASAP

Family On Beach

In the past, getting life insurance used to be a real pain. You had to go into the insurance office, fill out lengthy forms, and then spend a few hours at the doctor undergoing a medical exam. After all that time was spent, you then had to wait for months to see whether you were approved. Fortunately, that was the ...

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