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Total Financial Solutions

Total Financial Solutions: The Importance Of Having A Financial Backup Plan

Total Financial Solutions President/CEO Arif Halaby is reminding the community about the importance of having a financial backup plan in the case of an emergency. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Emergencies that can completely derail a family’s financial plan in an instant include unexpected life events like illness, injury, death, a ...

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Total Financial Solutions: Should Parents Help Support Adult Children?

The latest “Total Financial Solutions Safer Money Hour” on KHTS centered around the topic of the increasing number of parents who are helping support their adult children — whether in part or in full — rather than planning for their own retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Logan Halaby — who ...

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Total Financial Solutions Team To Hold ‘Money Basics’ Class For Community

Total Financial Solutions President/CEO Arif Halaby is preparing to teach a “Money Basics” class for the community this month as part of the company’s “Total Money School” program. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Set to take place Sept. 29 at the Old Town Newhall Library, the class will help attendees understand ...

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Total Financial Solutions: Managing Changes In Income

Total Financial Solutions President/CEO Arif Halaby is offering advice on what he believes is the most beneficial way to manage changes in income. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “There are going to be pay raises that come down the road,” said Halaby, a Certified Estate Planner. “There are going to be ...

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Total Financial Solutions: Planning For Retirement

At Total Financial Solutions, President/CEO Arif Halaby is talking about a few important things to consider when planning for retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Halaby, a Certified Estate Planner, was joined by his son, Logan Halaby, during the latest “Total Financial Solutions Safer Money Hour” on KHTS to give listeners ...

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Total Financial Solutions: The Importance Of Protecting At-Risk Dollars During Retirement

At Total Financial Solutions, President/CEO Arif Halaby is encouraging those planning for retirement to ensure their at-risk dollars are protected after they reach the “magic number” they set as a goal to begin their retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. For instance, if a person has done the math alongside their ...

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Total Financial Solutions: Can You Retire On $1 Million?

Total Financial Solutions President/CEO Arif Halaby is asking the question, can you retire on $1 million? And his answer is, usually, yes. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “I want you to think about yourself in such a way as, how do you build the idea to never run out of money?” ...

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Total Financial Solutions: With Taxes At Historic Lows, Is Now The Time To Convert Your IRA?

Total Financial Solutions President/CEO Arif Halaby believes that now could be the right time to convert your traditional pre-tax IRA to a post-tax Roth IRA due to taxes reaching historic lows. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “It might be just the right time for you to do something called a conversion,” ...

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Total Financial Solutions: The State Of Today’s Economy, What It Means For Your Retirement

Total Financial Solutions President/CEO Arif Halaby is talking about the current state of the economy, and what he believes it means for your future retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. The first aspect of the economy Halaby examined during the latest “Total Financial Solutions Safer Money Hour” was the social security ...

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Total Financial Solutions: Why Choose A Roth IRA, Roth 401(k)?

Total Financial Solutions President/CEO Arif Halaby is talking about the benefits of a Roth IRA or Roth 401(k) versus more traditional retirement accounts. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. While a traditional IRA or 401(k) is typically a pre-tax account, meaning that you get a tax break on the funds now but ...

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