Even when companies are proactive about workplace safety, accidents can happen surprisingly regularly. While some industries are more dangerous than others, workplace accidents can happen anywhere. Due to this, both employers and employees should know how to react when this type of incident occurs. To enhance your knowledge, find out how employees should handle workplace accidents now:
1. Report the Incident
All workplace accidents should be reported to the relevant employer per employee handbooks or employment contracts. This allows an employer to record the incident and identify the cause of someone’s injury. By doing so, the employer can then take steps to mitigate future risks and prevent other people from being hurt similarly.
2. Obtain Medical Assistance
Even seemingly minor injuries can become far more complex if they aren’t treated appropriately, so it’s crucial to access medical advice following a workplace accident. Depending on the severity of the incident, the emergency services might provide on-site medical assistance, or the injured employee may be able to visit a nearby ER or doctor’s office.
An employee seeking medical assistance following a workplace accident ensures that their injuries can be adequately diagnosed and treated. Still, it also means that there will be an independent record of the incident.
3. Claim Workers’ Compensation
If an employee is injured while performing their duties, they are usually eligible to claim workers’ compensation. This prevents employees from experiencing financial losses due to workplace injuries and can provide crucial financial support if an employee needs to take time off work to recover from the harm they’ve suffered.
As it’s so common for employees to claim workers’ comp following an accident, companies must have workers’ compensation insurance in place. In fact, employers must have workers’ comp insurance in most states. By taking out a workers’ compensation California policy from The Hartford, for example, businesses can protect their liability and enable injured employees to access the financial support they’re entitled to following a workplace accident.
4. Document Your Injuries
In the days and weeks following a workplace accident, the affected employee should document their injuries and the impact that the incident has on their day-to-day life. Suppose you’re in pain, unable to perform your usual activities or require extra help at home, for example. In that case, it’s worth making a note of this so that you can refer to it later.
In some instances, the pain and suffering you’re experiencing can be considered if you decide to take legal action against your employer. By having a written record of how the accident has affected you, you can use this to support your claim if you decide to take direct action.
Dealing with Workplace Accidents
It isn’t always possible to avoid workplace accidents, but how employers and employees respond can affect future workplace safety and morale. By responding appropriately, seeking professional help, and obtaining compensation, employees can protect their rights and encourage companies to enhance workplace safety at every opportunity.