Car accidents can create a significant financial burden, especially if you’re required to take time off your work to heal from injuries. It may be even fatal if it’s the breadwinner who has suffered injuries. Recovering after a car accident is painful, tiring, time-consuming, and may end up affecting your mental health or that of a family member in the long-run.

While you are likely aware that you may get compensation after a car accident, only a few have the know-how of what compensation is available. There’s more to it than just medical expenses and lost wages. Below you can find an overview of the types of compensation that one can get after a car crash.

1. Hospital and Medical Expenses

Compensation for your medical expenses includes all the payments you make related to the accident, such as hospital inpatient period, medicine, pain medication, and physical therapy. If you have an accident, it’s essential to realize that you can’t fight the battle alone, which is why you need the help of a motor vehicle collision lawyer who will guide you through the whole process. Suppose your injuries are severe and create the need for ongoing medical care.

In that case, you can request reimbursement to assist you with medical bills in the future and any modifications necessary to your vehicle or home after the incident. It would be best if you realized that medical expenses pile more due to extensive injuries, and such costs are also compensated.

2. Pain and Suffering Compensation

Pain and suffering refer to the emotional, mental distress, and physical trauma a person undergoes during the accident and recovery phase. An accident results in more than just medical expenses. In addition to the extra financial costs, you may also be suffering from significant pain.

The big question commonly posed here is; how much would you pay to be healthy and pain-free once again? This is what is used to gauge the degree to which someone is going to receive compensation. If you make a pain and suffering claim, the insurance company will consider what type of injury/injuries you incurred, the seriousness of the injury/injuries, and your medical prognosis.

3. What About Property Damage?

If your vehicle was damaged in the accident, you could be compensated for the cost of repairs. This also includes damages to your personal property. Even if the damages on the car look minor and do not require immediate mechanical attention, it’s recommended that you call the traffic police to the scene of the accident so you can get an official record of everything that took place. When you get a copy of the official police report, please keep it safe as you may need it when filing for your claim successfully.

Sometimes even the police officer may include his/her opinion of who was responsible for the accident. Ensure that you maintain all the documents and receipts that are associated with the accident; these could be:

• Photographs of the accident scene as well as the vehicle
• Images of your physical injuries immediately after the crash.
• Receipts of any miscellaneous costs that you incurred

4. Loss of Consortium Compensation

If any of your loved ones, say your wife or husband, has suffered a severe accident and has been bedridden for an extended period, likely, the both of you will never have any memorable and loving time together. If both of you have been loving towards each other and have a romantic relationship going on, then an abrupt loss of emotional connection can be harsh on either of you. As such, the law empowers the victim of such an occurrence to be compensated for consortium loss.

5. Loss of Income

Experiencing an accident means that you are out of work or even wages. This means that you will not be able to work or receive any salary. And with the medical bills piling up, this can put a lot of pressure on your financial situation and put you in a tight spot. If you are the breadwinner in your family, your family will feel a blow due to the accident. However, this shouldn’t be a reason to worry; you can seek compensation for income loss in a court of law. If your injuries are severe and you cannot work in your current field anymore, you will receive more significant reimbursement for possible loss of future income.

Many of the time’s injury victims settle for less than they deserve because they are not aware of their rights. If you’ve experienced a car accident, the first step is to speak with an experienced attorney who deals with such matters to help you receive your compensation fully.

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