Louis Esbin, of the Law Offices of Louis Esbin, was able to join Host Jason Downs of “Common Ground” and offer financial advice and discuss financial responsibility.

Having 35 years under his belt as an attorney, Esbin’s experience in bankruptcy and other personal financial issues allows him to give clients and their families simple questions they need to ask themselves when they are financially troubled.

• What do they like?
• What do they need?
• What do they want?
• And lastly, what can they afford?

With these questions, Louis Esbin wants his clients and everyone else to know where they are, where they’ve been, and where they’re going.

People and their families should be better informed and more up front with their financial hardships and spending abilities, Esbin said. With better understanding of this, you can better be prepared for future situations that take many Americans by surprise and ultimately lead to a financial downfall.

When these financial hardships and downfalls occur, it is often due to lack of responsibility or planning ahead.

Related Article: Bankruptcy Attorney In Santa Clarita Discusses The Potential Impact Of Prop 15

Sharing these life skills relating to planning and self analysis is so vital with families because for the family providers, such as the parents, they need to be able to both share and perform these essential life skills to maintain and proper their future. Their children can then learn and perform the same practices to better their financial life.

By not spending during times where we have not prepared, we save ourselves from self sabotaging our lives, Esbin said. Many people can be searching for something to spend money on when they haven’t even saved enough to be prepared for situations afterwards. This means having at least 6 months of savings lined up and ready, having health insurance, or having life insurance. Having plans for future situations best completes and passes the test of whether or not we can afford something.

This can be a home purchase, a car lease, or even a pair of shoes. All financial situations need to be analyzed and when we are able to be mature and disciplined in this practice, then we are better able to analyze if we actually want something or we truly need something.

Louis Esbin of the Law Offices of Louis J. Esbin is an attorney in Santa Clarita who specializes in bankruptcy law, business law and consumer protection. The motto of his firm is, “When experience counts, count on experience,” and Esbin has been practicing law locally since 1993. His experience in Los Angeles, San Francisco and New York also enables him to pledge to provide his clients with high quality, big-city legal services as a Santa Clarita attorney. In addition, the bankruptcy attorney in Santa Clarita is founding treasurer of the Santa Clarita Valley Bar Association, a founding member of the Central District Consumer Bankruptcy Attorneys Association and a member of the Financial Lawyers Conference and California Bankruptcy Forum. Those searching for the best attorney in Santa Clarita or an “attorney near me,” can contact the Law Offices of Louis J. Esbin today for more information. 

The Law Offices of Louis J. Esbin
27451 Tourney Road, Suite 120
Valencia, CA 91355-6304
(661) 254-5050

KHTS FM 98.1 and AM 1220 is Santa Clarita’s only local radio station. KHTS mixes in a combination of news, traffic, sports, and features along with your favorite adult contemporary hits. Santa Clarita news and features are delivered throughout the day over our airwaves, on our website and through a variety of social media platforms. Our KHTS national award-winning daily news briefs are now read daily by 34,000+ residents. A vibrant member of the Santa Clarita community, the KHTS broadcast signal reaches all of the Santa Clarita Valley and parts of the high desert communities located in the Antelope Valley. The station streams its talk shows over the web, reaching a potentially worldwide audience. Follow @KHTSRadio on Facebook, Twitter, and Instagram.