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Financial Planning In Santa Clarita

Santa Clarita Financial Advisor: How To Manage Life’s Lotteries

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

While you may never win the lottery, there are other opportunities for windfalls of money to enter your life, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. The chances of receiving a bonus at work, a tax refund, a pay raise or an inheritance are more realistic ...

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Santa Clarita Financial Advisor: Avoid This Potentially Devastating Mistake During Holiday Shopping

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

The holiday season is upon us, and with it comes one of the busiest shopping months of the year. While you may be tempted to stop at the nearest unaffiliated ATM kiosk to get some quick cash while you shop, this can be a potentially devastating mistake, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS ...

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Santa Clarita Financial Advisor: What Retirement Account ‘Rule’ Often Gets Broken?

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

One retirement account “rule” that is often broken by new retirees is known as the Required Minimum Distribution, or RMD, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. As simply put as possible, RMD requires retirees to take their first distribution from their retirement account the year ...

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Santa Clarita Financial Advisor: What To Know Before Lending Money To A Friend Or Relative

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

Lending money to a friend or relative can be dangerous territory, so a Santa Clarita financial advisor wants you to know several key things before any money changes hands. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “You may have times when people will come knocking on your door and want to borrow money, ...

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Santa Clarita Financial Advisor: The Disturbing Truth About The Future Of Pensions

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

With 25 of the top corporate pension plans alone underfunded by $225 billion, a Santa Clarita financial advisor is sharing the disturbing truth about what he believes the future of pensions could look like. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “In the state of California, there is one pension … just one, ...

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Santa Clarita Financial Advisor: Cutting Insurance Costs With Teen Drivers

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

Parents of teenaged drivers have probably noticed that the cost of auto insurance is often much higher for new drivers, but there are ways to take a cost-effective approach when choosing a policy for teens, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Arif Halaby, a Certified ...

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Small Business Owners Can Turn To U.S. Chamber Of Commerce For Support, Resources

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

The prospect of starting your own business can be daunting for many, but a Santa Clarita financial advisor is reminding residents that the U.S. Chamber of Commerce is there to offer support. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “Small business really is the only secret, in my opinion, to success in America,” ...

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Santa Clarita Financial Advisor Arif Halaby: What Is A Veterans Aid And Attendance Pension?

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

Many retired veterans and their spouses don’t take advantage of a potentially valuable benefit called the Aid and Attendance (A&A) Pension, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Arif Halaby, a Certified Estate Planner, CEO and president of Total Financial Solutions in Santa Clarita, noted that ...

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Total Financial Solutions: Simple Steps To Follow When Buying A Home

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

If you’re looking to buy a house, you can secure your mortgage faster and more easily by getting pre-approved for a loan before you even start looking, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. People often get excited about the idea of buying a house, and ...

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Santa Clarita Financial Advisor: Paying Taxes On Your Roth IRA Now Can Benefit You Later

Santa Clarita financial professional Arif Halaby of Total Financial Solutions

Some people may be discouraged from opening a Roth IRA when they learn their contributions are not tax-deductible, but paying taxes now can actually benefit you later, according to a Santa Clarita financial advisor. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. While everyone’s financial situation is different, Roth IRAs are one of the ...

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