By Arif M. Halaby, CEP, Total Financial Solutions Crossing the finish line of any race is often one of the most anticipated events in the race. When we cross the finish line we slow down, stop and begin to reflect on the race we just finished. In retirement, the finish line is the number we need to have saved in our ...

By: Arif Halaby Individual Retirement Accounts (IRA) have been around for years. The purpose has always been to save a little extra for your future retirement years.  Since the maximum limits have always been low, the government has never expected that this be an account that necessarily grows to millions of dollars. No Changes for IRA In 2015, the IRA ...

Have you thought to yourself that you may have all of your eggs in one basket?  When it comes to retirement account assets, you may be right. If you have all of your accounts in the stock market and it goes down, you may lose your ability to retire the way you had planned, says Arif M. Halaby, CEP, CEO ...