Total Financial Solutions President/CEO Arif Halaby is reminding residents that having your mortgage paid off by the time you retire probably isn’t the asset you think it is, and recommends prioritizing liquid assets instead. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “If you’re buying a house for $700, $600, $800K, don’t expect to ...

Total Financial Solutions President/CEO Arif Halaby is talking about the importance of remembering that retirement accounts like 401(k)s and 457 plans are not savings accounts, and have a specific job to do. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “Here is where (retirees often) make the mistake — and I don’t mean a ...

The financial professionals at Total Financial Solutions are reminding residents how important it is to take taxes into consideration when planning for retirement. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “So many times we sit with folks … where people have these misconceptions about retirement, and one of those is about the taxation ...

Host: Charlene Gil, Ron “Coach” Tunick Topic: Financing And Homeownership Guest: Ben Hale; Financial Consultant Thrivent Financial; Melanie Meyer, Financial Representative Pathway Financial Group Right Click Here To Download! Click Here To Listen! Sponsored by:  At Home With Charlene – April 12, 2018 On this episode of At Home With Charlene, Charlene is joined live in studio by Benjamin J. Hale and ...

Total Financial Solutions President/CEO Arif Halaby believes having purpose in retirement is vital, and is advising residents to consider if working freelance or part-time in their industry after retiring is a good option for them. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “The truth is, at the end of the day, if you ...

At Total Financial Solutions, President/CEO Arif Halaby believes there are three major mistakes people often make in retirement that should be avoided whenever possible. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “The last thing you want to do is go back to work when you’re 74,” said Halaby, a Certified Estate Planner. “We ...

Total Financial Solutions President/CEO Arif Halaby recommends taking four important steps when planning for retirement about 10-15 years before you’re set to retire. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. Halaby, a Certified Estate Planner, believes that actively planning for retirement by following these steps can help retirees set themselves up for a ...

Total Financial Solutions President/CEO Arif Halaby is talking about an ongoing “massive” migration of people from California, and its impact on retirees both choosing to leave the state and those who are staying. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. The latest “Total Financial Solutions Safer Money Hour” looks at this issue and ...

At Total Financial Solutions, President/CEO Arif Halaby believes in not only planning for retirement financially, but ensuring you will have a sense of purpose in retirement for your overall health. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. “Twenty two years ago when I started in the financial world, our goal was to get ...

At Total Financial Solutions, President/CEO Arif Halaby is talking about how what he’s calling “pension envy” is starting to appear amidst the ongoing California pension crisis. Don’t miss a thing. Get breaking KHTS Santa Clarita News Alerts delivered right to your inbox. As more people nearing retirement start to realize that major reform is needed in the pension system, instead of agreeing ...