Pets are the best. But they don’t come cheap.

As pet owners, it does not take long to see a dramatic impact on your bank account from the moment you invite your cat or dog into your home.

From needing to constantly stock up on pet food, purchase necessary pet accessories, tend to pet damage on the carpet or furniture and cover their medical expenses, being a pet owner comes at a serious cost.

But there is one way to help alleviate some of those costs, with  Pumpkin pet insurance making pet medical care affordable and easy to budget for.

Every pet owner’s worst nightmare is not having enough money to give their pet the medical care they need. And in today’s economic state, the last thing you want to do is go into debt over it.

Through the best pet insurance plans for dogs and cats, you will be able to access any type of pet care anywhere in America at any time you need. Seriously—it is that easy. And cheaper than you may have first thought.

When it comes to signing up for pet insurance, you want to make sure they are getting the very best coverage and you are paying a minimum for excellent care. So to help you decide what one your dog or cat (or both) should be signed up for, we’ve put together a list of criteria to keep an eye out for.

Here is how you will know you have signed up for the best pet insurance plan.

1. You will always get the care you need

And we’re not just referring to 24/7 medical care at the veterinarian clinic. We mean that no matter what happens to your pet or how big of a procedure they need to undergo, the best pet insurance will be there for you to help cover and offset the majority of the costs. This is hugely important, as it means that you never have to hesitate about committing to a health care service over concerns for money. And whether you have had coverage for one year or ten years, your pet will get the best quality care out there.

2. You can create a unique coverage plan

The best pet insurance plans recognize that dogs and cats need different types of health care. In fact, different breeds and ages mixed into consideration will mean that nearly every single pet will have a unique need for their medical care. The best pet insurance plans recognize this and work with their customers to tailor-pick services that make sense for both individual pets and households with numerous pets.

3. You can go to any veterinarian you want

This is perhaps one of the biggest differences from the best pet insurance to people health insurance. With the best pet insurance plans, you can visit as many different clinics and medical professionals as you’d like and still get the same type of support from your coverage. This means that you can take the time to shop around and find the right veterinarian that you and your pet are comfortable with and trust. It also means that if you go traveling with your pets, you can visit a clinic in a different state and still get the same coverage as well.

4. You can take action for your pet’s health

The best pet insurance plans know that a pet’s health is largely determined by the preventative measures that are enacted. This means that you will be covered to take your pet in for wellness exams, get their yearly vaccinations and access alternative therapies to remain healthy. The more pet owners are able to be proactive about their pet’s health, the more likely it is that they will live a healthier life for longer.

5. You will be able to sign your pet up no matter what

The best pet insurance plans do not discriminate against certain breeds or ages. In fact, the best plans welcome all pets at any stage of their life. This is super important because it means that your pet will be able to get the health care they need and deserve sooner and not be regarded as a liability. Feeling wanted and supported is one of the most important factors in choosing your pet insurance plan.

There are so many benefits that come with getting pet insurance and these five factors help you find the perfect provider for you. From around the clock and all-inclusive coverage to join a caring community of other pet owners and pets, deciding on a plan is an exciting venture to undertake.

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