KHTS Radio Santa Clarita Radio – Santa Clarita News
Hosts: Arif Halaby & Jeff Girard
Segment #1 – Kidnap and Ransom Insurance
Segment #2 – Travel Horror Stories
Segment #3 – Arif’s tips for cost-effective traveling
Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 1pm on Santa Clarita’s Hometown Station, KHTS AM-1220.
Total Financial Solutions Safer Money Hour
On this episode of TFS Safer Money Hour, it’s traveling season and Arif has several useful tips on the best traveling, sharing what to do and what not to do with your monies and discusses the use of Kidnap and Ransom Insurance and how to know if you need it.
TFS Safer Money Hour: Travel Edition
What is Kidnap and Ransom Insurance?
Is it just for the larger companies or should you be looking into something like this?
“Right now we have people kidnapped all over the world … right this minute there are people taken in other countries in the middle east and other places.” – Arif Halaby
In the second segment, Arif shares real-life stories of instances where people can be dangerously drugged or kidnapped and even left for dead.
Things to Consider About Ransom and Kidnap Insurance:
1. Where you are traveling
“Most of you didn’t get in an accident on the way to work today, but you wore your seatbelt anyway.” – Arif on the importance of safe traveling under all circumstances
Things to Consider When Traveling:
1. Make sure you have multiple credit cards – sometimes a hotel room or other big foreign purchases can cause a two or three-day hold on your credit card
2. Don’t put all of your cash in one place. “If you are gonna go out shopping you keep some money in one pocket and the rest of your money in another pocket or wallet.” – Arif
3. “Call ahead and make sure it’s a legitimate restaurant–check with the concierge.” – Arif on restaurants in foreign countries
4. Be mindful of your leisure
5. “Do not just go to a taxi standing on a corner.” – Arif on which taxis are the best and cost-effective
6. Take a picture of your passport and ID cards and send them to your loved ones at home. “Never leave the hotel without your passport.” – Arif Halaby
