Host: Arif Halaby

Guest Host: Jeff Girard

Hour #1 – Misconceptions Individual Retirement Accounts

Hour #2 – When you are 65, saving, and debt with Michael Martinez

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Right Click Here To Download Hour 2!

Click Here To Listen To Hour 1!

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Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Total Financial Solutions Safer Money Hour With Arif Halaby – 9-30-2014

Hour 1 – Today Arif and Jeff talked about retirement accounts, specifically Individual Retirement Accounts.

An Individual Retirement Account is a form of “individual retirement plan”,provided by many financial institutions, that provides tax advantages for retirement savings in the United States. An individual retirement account is a type of “individual retirement arrangement” as described in IRS Publication 590, Individual Retirement Arrangements (IRAs). The term IRA, used to describe both individual retirement accounts and the broader category of individual retirement arrangements, encompasses an individual retirement account; a trust or custodial account set up for the exclusive benefit of taxpayers or their beneficiaries; and an individual retirement annuity, by which the taxpayers purchase an annuity contract or an endowment contract from a life insurance company.

Arif and Jeff talked about some tips and misconceptions about Individual Retirement Accounts.

Hour 2 – Michael Martinez joined Arif and Jeff to talk about adjustments you need to make when you reach the retirement age. They went over several things you needed to worry about when retirement approaches.

They also spoke about saving from a young age and telling your children to start saving when they are young also.

Check out the KHTS podcast to listen to the whole show!

Total Financial Solutions Safer Money Hour, with host Arif Halaby, every Tuesday from Noon to 2pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Get all the information you need about Total Financial Solutions Safer Money Hour here.

Full list of the KHTS Podcasts!

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