Hosts: Arif Halaby & Jeff Girard

Right Click Here To Download!

Click Here To Listen!

Total Financial Solutions Safer Money Hour always makes it a point to stress one important factor before retiring, and that is to prepare! You must plan accordingly and set yourself up properly so that you can live your life comfortably in retirement. On this episode of TFS Safer Money Hour, Arif and Jeff list the tools to diversifying your income and other ways to get you read for retirement.

Segment 1 – How To Get Ready For Retirement

“You’re gonna look at some areas in which you can find multiple sources of income that makes retirement that much easier.” – Jeff Girard on making sure you don’t go broke during retirement

“It is time for you to enjoy spending.” – Arif Halaby on the point that spending money does not stop once you retire

“You better have a disciplined approach to the way you spend [and] save money.” – Arif Halaby

“Statistically speaking the average inheritance is spent in eight months.” – Jeff Girard

Segment 2 – Tricks To Retire Wealthy

1. Eliminate unnecessary spending – “It is a systematic approach with good financial habits–things like memberships … use what you’re paying for.” – Jeff Girard
2. Start saving early – “Start with 10% of your pay. If you can’t live on 90% of your pay, you should take a serious dive into your budget.” – Jeff Girard
3. Play Retirement – Live as if you were retired to see how and what it would look like if you actually were retired “Years before you are ready to retire you should ‘play retirement'” – Arif Halaby