California renters who pay their rent on time can soon have those good habits reflected in their credit scores thanks to a new bill just signed into law. Gov. Gavin Newsom signed a bill last Thursday that requires California landlords in multi-family housing to allow tenants the option to opt out of having their rent payments reported to credit bureaus. ...

In a Wallet Hub study, Santa Clarita ranked number 10 as the city with the highest credit scores in the nation. The 10th-ranked Santa Clarita had an average credit score of 714, 22 points below the top-ranked South Burlington, Virginia.  Using its proprietary data, Wallet Hub compared the median credit scores of residents in 182 U.S. cities as of the ...

Whether you are looking for a cash loan for your home, car or business, you’ve come to the right place. Here, we’ll help you determine what the right loan for your needs is. Car loans Besides being the largest car loan lender in the state, Champion Financial Services offers other services to its customers as well. They can provide you ...

It’s difficult to enjoy life if you’re lugging around big credit card balances, often finding it hard to make minimum payments – if you can make payments at all. If it’s any solace, you’re not alone. In fact, 72 percent of U.S. residents are stressed out about money, according to the American Psychological Association. Of them, 22 percent are extremely ...

For many of us, pulling out a credit card and using it to pay for anything and everything is second nature; a reflex that we’ve developed over the years. However, if you’ve got a debit card in your wallet or purse as well, it’s often a better idea to use this for making purchases. So why is it worth reducing ...

What is the old adage? Money can’t buy happiness. This might be so but a lack of money, especially excessive debt and bad credit, can certainly exacerbate or even cause numerous health problems. Your credit score, and especially bad credit, can affect your mental health, physical health, and state of mind. For example, a study by the George Washington University ...

Lenders tend to shy off people with a bad credit history. Therefore, borrowers must always seek to ensure that they have a good credit rating to stand a good chance of getting credit. However, life is not always smooth and sometimes, you may fall into bad credit. This affects your rating negatively. All the same, you can services that improve ...

The COVID-19 pandemic hit the health sectors of a huge part of the world. However, it also caused a cascade of effects that rippled through various sectors and industries, some of which are still felt up to this point. Some are even projected to have a long-term effect way after the pandemic itself. One of these sectors is the real ...

Many people cannot wait to be able to purchase their first home, and it can be a very exciting experience. However, this is a huge commitment and one that needs plenty of thought before you take the plunge. It is important to ensure you plan ahead and that you take all factors into consideration before you buy your first home. ...

You have been putting off filing for bankruptcy hoping that things will tough out or to get a miracle, but still, it’s not working in your favor. At some time, you know time will surely run out and you get served with a lawsuit. While procrastination is not recommended, you can use bankruptcy to save your bacon at any stage ...