Purchasing an asset can be an exciting milestone in anyone’s life. While finding the right home or car that best suits your needs is essential, the most important step is making sure you meet the needed requirements when applying for a loan to purchase a property, a car, or whatever you need. In fact, the likelihood of getting your loan ...

Year after year financial goals are among the top-ranking resolutions for the new year. Saving more money, spending less, and paying down debt are just a few of the most common goals. If you let January slide by the wayside but hope to kick your goals into gear come February, this is the post for you. In this article, we’ll ...

When it comes to credit score, most people aren’t very informed. Your credit score doesn’t only affect your chances of getting a loan, but it also impacts your job, your apartment rent, your insurance premium, and even your neighborhood. But most importantly, it affects your financial situation and subsequently your peace of mind. If you adopt these 7 Habits of ...

Most people are aware of the pitfalls of having bad credit, but what about when you have no credit at all? That can be nearly as much of a nuisance in your daily life. With no credit history, you’ll have an uphill battle to secure a loan, get a credit card, rent a car or obtain an apartment. A credit ...

Though improving a bad credit score can be tough, our reactions to the emotional stress of the situation are often more problematic than the score itself. Combing through a bad credit report might be so overwhelming that you go looking for a quick fix. Other times you may feel so paralyzed that you do nothing at all. Some may think ...

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BY C. Crudele The best way to understanding the credit score system is to look at it like a game.  Like any game, know what your objective is (like getting the ball in the basket), the rules, and most importantly what are the penalties. Creditors created this game, with the objective to make more money. We play, hoping to stretch our ...