After losing their home to the Tick Fire in 2019, a Santa Clarita family is sharing how they rebuilt their home in hopes to inspire others amid recent wildfires. 

On the morning of Oct. 25, 2019, the Tick Fire broke out in Canyon Country evacuating thousands of Santa Clarita residents. Among the evacuated, were Ryan and Ann Palos and their two daughters. The Tick Fire would result in 24 structures destroyed including the Palos’ family home.

The Palos family packed what little they could, but lost the majority of their belongings to the fire. When it came time to rebuild, the family opted to rebuild using Insulating Concrete Forms (ICFs), a construction method known for its fire-resistant properties, according to a report by ABC 7.

The family also used PHNX Development’s innovative longspan system which eliminates the necessity for wood in the structural components.

“You have to build smarter nowadays. We’re in an area where every other week there’s a fire…and there are certain times a year in Santa Clarita where we have fires… Everybody just knows, we have fires. You have to build smarter. We have to push for people to build smarter,” Ann Palos told ABC 7.

Despite being able to rebuild their home, the Palos family encountered a new hurdle, acquiring fire insurance. After numerous rejections from various companies, the family’s insurance needs were eventually met by executives from Mercury Insurance. Not only did they provide coverage, but they also offered a reduced rate compared to the previous period, a testament to their understanding of the family’s circumstances.

Mercury partnered with PHNX Development to establish a program that allows homes situated in high-risk fire zones insurable. 

By choosing to rebuild with ICFs, the family not only enhances their own home’s resilience but also sets an example for others in fire-prone regions to consider more fire-resistant construction options.

“I think, for me, it’s just peace of mind. Wanting to make sure that our family is in a safer position should something come back next time,” Palos said to ABC 7.

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