Families in Santa Clarita have a lot to balance. Between housing costs, groceries, school expenses, transportation, childcare, extracurricular activities, and long-term goals, it can sometimes feel like every dollar already has a job before the month even begins. But building a stronger financial future does not always require a dramatic lifestyle change. For many families, the most effective approach is ...

Main Points to Remember: With self directed IRAs in place you can invest in estate which opens up a selection of assets to choose from. Utilizing a self directed IRA to invest in estate can result in expansion and diversification of your retirement savings portfolio. It is essential to grasp the rules and regulations to steer clear of any penalties ...

If you have been setting money aside for retirement, you have likely heard about IRAs (individual retirement accounts). And if you’ve not already started contributing to an IRA already, it’s something you should look into as soon as possible. Even if you’re already saving money and contributing to an IRA each month you might not be aware of the fact ...

Individual retirement accounts (IRA), are one of the top wealth-building tools available for almost anyone. It’s important to understand that some complexities are involved in the matter; with all the different types and strategies available. To help you plan properly and invest wisely, we’re providing an in-depth overview of how the IRA works. What Exactly is an IRA? In simple ...

An Individual Retirement Account (IRA) is a tool designed for individuals to invest funds for their retirement. These are provided by copious financial institutions in the United States, who provide tax advantages for retirement savings, such as banks, savings associations and credit unions as long as they are federally insured. IRA’s are dependent on the employment status of the individual, ...

Tax-deferred investments help you delay paying taxes when you file your return every year. Instead, you can bank the stipulated amount in the IRS-approved savings plan, allowing you to defer paying taxes until you’re ready to withdraw the amount, which is usually after retirement. If you’re looking for effective ways to postpone paying high taxes during your prime earning years, ...

Hosts: Arif Halaby & Jeff Girard Right Click Here To Download! Click Here To Listen! Topic: Roth Conversions And State Income Tax Total Financial Solutions Safer Money Hour – August 22, 2017 “Your education–your financial education, it’s called literacy.” How to ensure Roth conversions are done right: Always have a Certified Public Accountant Always have a team of professionals for a “combination approach” ...

Hosts: Arif Halaby & Jeff Girard Right Click Here To Download! Click Here To Listen! On this episode of Total Financial Solutions Safer Money Hour, Jeff and Arif open with a classic Arif rant on local and state government in California, and then moves in to the nuts and bolts of financial planning and advice for investors looking to get into business with ...

Hosts: Arif Halaby & Jeff Girard Topic: Retirement Tips and Strategies Right Click Here To Download! Click Here To Listen! Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 1pm on Santa Clarita’s Hometown Station, KHTS AM-1220. Total Financial Solutions Safer Money Hour – January 10, 2017 It’s time for ...

Hosts: Arif Halaby & Jeff Girard Topic: Using Annuities for Retirement Right Click Here To Download! Click Here To Listen! Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 1pm on Santa Clarita’s Hometown Station, KHTS AM-1220. Total Financial Solutions Safer Money Hour – January 3, 2016 Annuities can offer principal ...