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Total Financial Podcast

Using Annuities for Retirement – January 3, 2017

Hosts: Arif Halaby & Jeff Girard

Topic: Using Annuities for Retirement

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Total Financial Solutions Safer Money Hour, with host Arif Halaby, President & CEO of Total Financial Solutions airs every Tuesday from Noon to 1pm on Santa Clarita’s Hometown Station, KHTS AM-1220.

Total Financial Solutions Safer Money Hour – January 3, 2016

Annuities can offer principal protection with stable retirement income. Here are some things to look for when choosing the right one for you.

Take personal responsibility in 2017!

“Two thousand and seventeen is a chance to stand up and take personal responsibility.” – Arif Halaby

“Traditional brokers will get a fee if they keep your money, not if they make you money.” – Arif Halaby

Annuities

“If you think of annuity as what the definition–annuity is a stream of payments.” – Jeff Girard

How much money can I take out so that it lasts the rest of my life?

Fixed indexed annuity – A fixed–indexed annuity is a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified stock marketindex (such as the S&P 500®), reduced by certain expenses and formulas.

“I want you to have a life where you are taking financial responsibility.” – Arif Halaby

Using Annuities for Retirement – January 3, 2017

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About Justin Powell

Justin moved to the San Fernando Valley from the Inland Empire in 2011 to complete his BA of Communications degree at California State University, Northridge. Just a few months after getting his degree he moved to Valencia and started as an intern at AM-1220 KHTS, and was promoted to Sports Reporter within a year. Though Justin is still relatively new to the Santa Clarita Valley, he is an avid sports fan and passionate about building the sports department at KHTS into a special source for local high school sports.